Matthew Collett, Branch Manager with Nations Lending, Interviewed on the Colorado Real Estate Leaders Podcast

Matthew Collett discusses the differences between traditional and short-term investment rental models for borrowing money for a mortgage.

Listen to the interview on the Business Innovators Radio Network:

There has been a recent trend of property owners renting out their homes on a short-term basis through platforms such as Airbnb. While this can be a great way to earn some extra income, it’s essential to be aware of the potential risks involved.

Traditional rental agreements are typically for a minimum of six months and often require the tenant to pass a credit check and background check. On the other hand, short-term rentals can be for as little as one night. This flexibility can appeal to travelers or those looking for a place to stay for a shorter period.

However, there are some drawbacks to renting out a home on a short-term basis. For one, people may not have the same level of protection from damages as they would with a traditional rental agreement. Additionally, they may have to deal with more wear and tear on their home, as well as more turnover of guests.

If someone is considering renting out their home on a short-term basis, it’s important to weigh the pros and cons carefully. They should make sure they understand the risks involved before making any decisions. Most importantly, they must work with a knowledgeable mortgage lender who can help navigate through the process so that it is a complete success.

Client Steven M. says: “Matt knows this business really well and takes the time to explain the process in plain language. He’s patient and attentive and genuinely cared about helping me reach my goals with this mortgage. He works really well with his team and everyone from Nations was courteous and attentive to my needs.”

Client Lauren A. says: “As first-time home buyers, Matthew made this process really simple and easy for us. He was quick to answer all our questions, was thorough and efficient, and truly just a pleasure to work with.”


About Matthew Collett

As a mortgage professional, lending in Colorado for over 15 years, his number one goal is to provide the best possible service to his clients. Each client is different and deserves the time and attention it takes to create a customized home financing strategy to best achieve their specific goals. Matthew believes that building a successful business in the mortgage industry requires a customer-centric approach, which is what his clients will experience when working with him and his team. When working with him to purchase or refinance a home, borrowers will have access to his team at all times and will be kept up to date on the progress of their loan throughout the process. He understands how stressful the process can be and realizes how important it is to communicate. He is a Colorado native who grew up near Golden, graduated with degrees in Finance and Real Estate from the Leeds School of Business at The University of Colorado in Boulder, and lives in The Highlands in Denver with his wife, newborn daughter, and two dogs.

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